Risk Management

As vertical SaaS platforms expand, integrating payments presents both opportunities and challenges, particularly with larger merchants accustomed to interchange-plus pricing. This blog explores strategies for managing thin margins in the short term, emphasizing the importance of long-term growth through volume, customer retention, and premium payment features like Tap-to-Pay, network tokenization, and Layer 2 optimizations. It highlights the need for a strategic payments partner with advanced tech capabilities to support competitive rates and drive innovation. Key metrics, such as the relative take rate, help measure success, ensuring payments contribute significantly to overall revenue.

SaaS platforms have an advantage with all the data they have about their customers. This data far exceeds the typical payments term of "KYC" -- Know Your Customer -- and can translate into better rates and lower risk.

How omni-commerce can help vertical SaaS companies win in an omnichannel world -- including tools like Tap-To-Pay, mobile first, and generally easy to use payments anywhere!